Sell, Get Paid, and Communicate

List digital or physical products, accept cash vouchers as payment, and run your own voucher programs. Deliver vouchers by WhatsApp and email, generate PDFs, and settle funds in seconds. Selling to customers you don't understand? Merci2's built in translation removes the language barrier.

10% store fee, always — we cover the top-up fee for your customers.
Marketplace

Reach new customers — even the unbanked

Customers can top up their Merci2 wallets in cash at thousands of locations worldwide, or fund with crypto, credit/debit cards, and PayPal. That opens digital commerce to anyone, everywhere. You list. They buy. You get paid.

  • List digital or physical goods and services
  • Accept orders funded by cash vouchers, cards, PayPal, or crypto
  • Funds settle to your vendor wallet + exportable reports
  • 10% store fee, always — we cover customer top-up fees

Order Flow

  1. Buyer tops up (cash voucher, card, PayPal, or crypto)
  2. Buyer places order in your store on Merci2 Marketplace
  3. Funds settle to your Vendor Wallet
  4. Export reports or send to your ERP
Tip: set inventory and fulfillment rules per SKU for digital or physical goods.
Merci2 Mobile Wallet
Wallet

Sell in GBP, USD, and EUR

Your vendor wallet holds GBP, USD, and EUR. Price in one currency or multiple. Payouts are fast, and internal transfers between your wallets are instant.

Send funds instantly to your contacts — no bank details required. Just pick a contact and they receive it in seconds.

  • Multi-currency vendor wallet (GBP, USD, EUR)
  • Price and settle in one or many currencies
  • Instant transfers to your contacts
  • Export-ready statements and ledger
Communication

Talk to every customer — in their language

Chat and voice notes translate in real time so you can sell anywhere. Voice notes can be translated and re-spoken in your own voice with AI for authenticity.

  • Real-time chat translation
  • Voice note translation (AI-cloned voice)
  • Voice & video calls (standard for now)

Support in 40+ Languages

Auto-detects and translates incoming buyer messages; your team replies in their language, buyers read in theirs.

Tip: set per-agent default language and auto-translation rules.
Vouchers

Issue vouchers your way — single, batch, store-locked

Run your own voucher programs: single-use or batch, delivered by WhatsApp, email, or as downloadable PDFs (with QR/barcode). Choose exactly where a voucher can be spent: pick approved businesses from the registry and lock usage to those stores only.

  • Targeted spend: groceries to supermarkets, materials to hardware networks, airtime to carriers you select.
  • Eliminate misuse: ring-fence funds for their intended purpose.
  • Granular rules: amount, currency, expiry, allowed merchants, daily/category caps, audit trail.

Examples (Normal API)

// Single store-specific voucher
POST /v1/vouchers
Authorization: Bearer YOUR_API_KEY
Content-Type: application/json

{
  "program_id": "prog_build_001",
  "currency": "USD",
  "amount": 500.00,
  "expires_at": "2026-12-31",
  "allowed_merchants": ["mrc_homebuilder_42","mrc_lumberco_18","mrc_tiles_world_07"],
  "rules": { "daily_cap": 150.00, "category_caps": { "materials": 500.00, "food": 0.00 } }
}
// Batch issue vouchers (email delivery)
POST /v1/vouchers/batch
{
  "program_id": "prog_back_to_school",
  "count": 1000,
  "currency": "USD",
  "amount": 50.00,
  "expires_at": "2026-09-01",
  "delivery": { "channel": "email", "from": "noreply@merci.cash", "template_id": "tmp_school_01" }
}
// Deliver via WhatsApp or generate PDF
POST /v1/vouchers/{voucher_id}/deliver
{ "channel": "whatsapp", "to": "+14155551212" }

POST /v1/vouchers/{voucher_id}/pdf
{ "brand_logo": "https://merci.cash/brand.png", "download": true }

Simple & Fair Pricing

10% store fee, always. We cover the top-up fee for your customers.

No surprises. You earn what you expect, whether buyers fund with cash, card, PayPal, or crypto.

Developers

One API to run it all

REST + WebSockets, OAuth 2.0, idempotency keys, webhook retries, sandbox keys.

Core Endpoints

// Auth & Accounts
POST   /v1/oauth/token
GET    /v1/me

// Wallets & Transfers
POST   /v1/wallets
GET    /v1/wallets/:wallet_id
POST   /v1/transfers   // P2P, internal FX
GET    /v1/ledger      // audit-ready exports

// Funding
POST   /v1/voucher/redeem     // cash voucher top-up
POST   /v1/funding/card       // card
POST   /v1/funding/paypal     // PayPal
POST   /v1/funding/crypto     // on-chain or hosted

Commerce & Comms

// Marketplace
POST   /v1/marketplace/items
GET    /v1/marketplace/orders
POST   /v1/orders/:id/fulfill

// Communication
POST   /v1/messages/translate
POST   /v1/messages/send
GET    /v1/contacts

// Vouchers
POST   /v1/vouchers
POST   /v1/vouchers/batch
POST   /v1/vouchers/:id/deliver
POST   /v1/vouchers/:id/pdf

// Webhooks
POST   /v1/webhooks       // register URL
GET    /v1/webhooks/events // delivery logs

Start selling and get paid on Merci2

Open your vendor wallet, issue vouchers, and list in the marketplace.